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Test payment credentials

Payment testing

🚧 These credentials only work in the staging environment: https://staging.adfin.com

Card payments

You can use the following card details to make test payments for invoices and payment requests.

Where to useMarketTest CardExpiry DateCVV
Biller created before September 2025GB4444 3333 2222 111103/30737
Biller created after September 2025GB4000 0566 5566 555603/30737
Biller created in GuernseyGG4444 3333 2222 111103/30737

Card test scenarios

Adfin handles the E2E card journey, including capturing card authorisation failures. We have included comprehensive testing documentation for triggering your own card failures.

Triggering card failures for testing

To trigger a failed CVC check, include a CVC (any three-digit number). To trigger a failed postal code check, include any valid postal code. If you omit these fields, the check is skipped so those checks, so they can’t fail.

Card numbersNumberDetails
3DS check4000 0084 0560 00033DS authentication when using this test card
CVC check fails4000 0000 0000 0101If you provide a CVC number, the CVC check fails
Always blocked4100 0000 0000 0019Card number is always blocked

BACS Direct Debit

Use these bank details to set up a test Direct Debit mandate.

Adfin ClientMarketNameBank AccountSort Code
Biller created before September 2025GBDavid Archer4030866956-00-36
Biller created after September 2025GBJane Doe0001234510-88-00
Biller created in GuernseyGGDavid Archer4030866956-00-36

Pay by bank

Pay by bank payments are live in our staging environment

Please note that real payments will be processed if you select this payment method. UK bank account required.